Our Vision
At The Virtura VFO, we’re redefining financial planning by merging timeless wealth principles with next-gen AI and holistic wellness strategies. Our dynamic Virtual Family Office isn’t just a service, it’s your personal wealth quarter back, protecting, and scaling wealth across every stage of life.
Whether it’s tax efficiency, real estate growth, business exits, or legacy planning — Virtura delivers an integrated, data-driven experience that adapts as fast as you do.
Dave Nelson - Co Founder
A New Standard in Wealth Planning
Most financial advisors operate within a system that’s no longer serving clients in today’s complex financial landscape.
The traditional model is plagued by outdated thinking, limited tools, and misaligned incentives. It’s built for the past, not for entrepreneurs, investors, or families navigating today’s new economy.
Here’s what we see far too often:
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Outdated Strategies
Many advisors still rely on static, one-size-fits-all financial plans that ignore innovation, shifting tax laws, and global investment trends. -
Product Bias
Tied to internal products and commission-based compensation, their advice is often skewed by sales targets, not strategy. -
Narrow Focus
Most dismiss real estate, cryptocurrency, and private business ownership, not because they’re unsuitable, but because they don’t understand them or aren't allowed. -
No Real Business Experience
Few have ever run or sold a business. Yet they advise founders and operators on financial decisions without true operational insight. -
Asset-Based Fees, Minimal Planning
Charging 1-2% of AUM regardless of results, while often providing little more than basic portfolio allocation, with performance that fails to outperform the market 89% of the time consistently.*
The Virtura Difference
Virtura was built to challenge this outdated model, and replace it with a smarter, more comprehensive solution.
We operate as a Virtual Family Office:
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AI-driven planning across tax, investing, insurance, real estate, business, and estate
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Unbiased advice, not tied to products or fund families
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Access to specialists — CPAs, attorneys, investment pros, and deal flow when needed
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Cost-effective, flexible fee models — designed to align with results, not assets under custody
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Our Specializations
Tailored Wealth Strategies
AI-Powered Financial Strategies without bias
Traditional financial advising is outdated, biased, and often limited to basic tools like Monte Carlo simulations, which rely on static, historical data. Our AI-driven system goes far beyond, using real-time insights, adaptive algorithms, and forward-looking analysis to craft smarter, more personalized strategies. This empowers you to make faster, higher-confidence decisions across investments, tax, insurance, and wealth—all with the precision of a modern family office.
Tax Planning
Strategic Counsel
Leverage AI to identify tax-saving opportunities and ensure compliance. Our intelligent systems analyze your financial activities to recommend strategies that minimize liabilities and maximize returns
Protection & Legacy
Insurance, Estate and Legacy Planning
Plan for the future with confidence. Our AI tools assist in creating robust estate plans that align with your values and ensure a lasting legacy.
Advanced Retirement Strategies
Retirement Maximisation & Distribution
The traditional models of retirement planning are not just outdated—they’re dangerously inefficient. Relying on linear withdrawal rules or cookie-cutter Monte Carlo simulations leaves massive money on the table. Our AI-powered distribution engine analyzes thousands of real-time variables to create optimized withdrawal sequences and tax strategies that can increase your retirement income. This isn’t guesswork—it’s precision planning designed to stretch every dollar further and build lasting wealth through retirement and beyond.
Strategic Business Advisory
Innovative Solutions
Build, protect, and scale your wealth with AI-powered strategies designed for business owners. Our intelligent platform goes beyond basic advice—analyzing cash flow, tax positioning, entity structure, and reinvestment opportunities in real time. From smart exit planning to advanced asset protection, we help you turn business income into generational wealth with precision and control.
Insights
28+
In House Wealth Experts
15+
Partner Firms
100+
Years of Experience
Our Obligation Free Process
1
Book in for a Discovery Session
Meet with one of our Senior Strategists to get clear on your goals, challenges and financial situation.
2
Review Ai Recommendations
After running our analysis, our Strategist will walk you through the recommendations and a sequence of implementation.
3
Implementation
If a fit, our team then begins implementation, acting as your personal wealth quarterback, putting these strategies into action. Backed by a network of licensed advisors, CPAs, and attorneys, we connect the dots across your entire financial picture to ensure every move is aligned, efficient, and built for long-term success.
4
Family Office Management
For clients seeking ongoing engagement, we offer exclusive access to the Virtura Client Portal. Inside this secure hub, you’ll find all of your completed analyses, a centralized storage space for important documents, and built-in task management tools. You can request any of our 50+ AI-powered analyses, schedule check-in sessions, and get connected to vetted specialists on demand.
Your Ai Powered QB
